> How about the person who does 'bad works' all their lives and
> deliberately impacts many peoples lives for the worse. At the
> same time, and mainly because of these 'bad works', this
> person accumalates vast amounts of money and power while at
> the same time enjoying above average health and happyness.
> Would this person have planned and wanted this sort of life
> prior to being born given the negative kharma they would
> amass, and if so how come they have been allowed to have it
It's a mixed bag. There are three kind of karma. Our stored karma, the portion of that stored karma which we bring into this life, and the karma we create here that impacts our future lives. And "future lives" includes life in the astral--"the afterlife."
This person's financial success is probably a result of his good actions in previous lives. His intentional negative impact on others will be atoned for down the line, but those "others" had it coming. That's the paradox. Christ said: "Evil must come but woe to the one who brings it." So they were going through stuff caused by their previous actions, while he may have been creating new karma.
I don't believe we plan our entire life. I doubt we plan to make bad choices that will have an unfavorable cause and effect thing for the future.
We do plan to burn a certain portion of our stored karma--like paying off a debt. Unfortuntely, while here, we whip out the karmic credit card and start running up more debt. The only way out of this vicious cycle--the "wheel of rebirth"--is to want the right thing--God--and stop chasing the other stuff. And that's hard to do when you are born blind--i.e. with no memory of this process. "Free will" can be a killer.
The mission of true adepts is to take the ones who are ready out of this cycle of the Mind, out of this consciousness.