We deal with that partly by raising insurance rates when you have an accident. And if you're under 25, you get socked. It used to be that young men paid the highest rates, but young women now pay the same higher rates thanks to electronic devices.
Isn't it interesting that a 23 year old with 7 years of driving experience can't rent a car because they're too much of a liability...but that same kid could walk into any store that sells guns on their 18th birthday and walk out with a weapon of mass destruction.
Only in America.
In the spring, at the end of the day, you should smell like earth. ~ Margaret Atwood